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Virtual / Physical cards

TTRPay > Services > Virtual / Physical cards
Our Virtual and Physical Cards Service Overview

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TTRPay’s Virtual Account / Card service delivers instant-access virtual bank accounts with local account details and on-demand virtual credit cards designed for global ad spend, all backed by an uncapped cashback rewards program and enterprise-grade security.

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Instant Virtual Accounts
Create ring-fenced IBANs in EUR, USD, GBP (and more) on demand. Each account reconciles in real time and can be spun up or closed instantly via API—no paperwork required.
On-Demand Virtual Cards
Generate virtual credit cards in seconds for ad spend, supplier bills, or team budgets. Control spend with per-card limits, merchant-type restrictions, and expiration dates.
Cashback Rewards
Earn up to 7.5% back on all qualifying transactions—ad platforms, cloud services, travel, and more—turning routine expenses into a new revenue stream for your business.
Seamless Integration & Security
PCI DSS Level 2 compliant, with tokenization, dynamic CVV, and MFA. Plug into your ERP, accounting, or ad-management tools via our RESTful API or user-friendly dashboard.

Tailored Virtual Account / Card Solutions Await You

At TTR Pay, we empower you to manage global cash flow and ad spend in one unified platform—complete with enterprise-grade security and automatic cashback.
Whether you’re a startup scaling rapidly or a global brand managing multi-channel campaigns, our platform gives you real-time visibility, seamless integration with your favorite tools, and intelligent insights to optimize every dollar. With TTR Pay, you stay in control, reduce financial friction, and unlock growth — all from a single, streamlined dashboard.

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Technology & Management Tools

Virtual Account API
Our API delivers full lifecycle control over virtual accounts:

  • Issue or close IBANs on demand

  • Automate reconciliation and fund sweeps

  • Retrieve transaction history and balance snapshots

Virtual Card API
Seamlessly manage your VCC program:

  • Instant card issuance and replacement

  • Dynamic spend limits and merchant filters

  • Real-time transaction notifications

Pay-in & Pay-out Processing

TTR Pay’s in-house processing engine routes incoming and outgoing transfers through local rails in 170+ markets. Enjoy:

  • Real-time settlement into your virtual accounts

  • Automated foreign-exchange at competitive rates

  • Detailed reporting and customizable payout schedules

This end-to-end solution simplifies your global treasury, so you can deploy capital and track spend with complete transparency.

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Join us to streamline your payment
processing and boost your conversion rates.